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General
You may not assign, sub-license or otherwise transfer any of your rights under these Terms. If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.

Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy. Headings in these Terms are for convenience only and will have no legal meaning or effect.

Your statutory rights are not affected. These Terms are governed by the laws of England and Wales and the Applicant irrevocably submits to the jurisdiction of English courts.

Disclaimer
Subject to the provisions of the Unfair Contract Terms Act 1977, the Supply of Goods and Services Act, 1982 and otherwise by law, Howard James Ltd