page 1                                                         | Page 1 | Page 2 | Page 3 | Page 4 | Page 5 | Page 6 | Page 7 |

By accessing the Howard James Ltd web site at www.howardjames.co.uk you are agreeing to the terms that appear below.

Howard James Ltd does not make any charge for you to access this Website. However, you should be aware that your Internet Service Provider and/or telephone operator may charge you for time spent accessing the Howard James Ltd Website in the same way that you are charged for making telephone calls. You should contact your operator if you require details of these charges.

There is no specific time limit applying to your access and use of this Website on these Terms. However, Howard James Ltd reserves the right to suspend or terminate your access and use of this Website at any time. It may exercise this right with or without notice.

Use of  www.howardjames.co.uk content and linking to the site

All material on this Website, including News by E-mail and content made available via the SMS and WAP Services belongs to Howard James Ltd or its licensors. You may retrieve and display Content on a computer screen, PDA or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form on disk or on your mobile telephone (but not on any server or other storage device connected to a network) for your personal, non-commercial use.